We are pleased to bring you the "best of the best" advisor tools and resources available through various firms we work with. Our partners work hard to provide innovative ways to help advisors grow their business. We hope you find this new resource library
Based on Stadion’s research, we found that there is a significant disparity in equity exposure across the TDF industry. In fact, someone retiring in 2020 could have anywhere from 13-61% of their assets invested in equities!
Enhance your client conversations and grow your practice with the Better conversations. Better outcomes. podcast series. Each episode provides actionable ideas for your portfolios and practice, access to industry experts and your peers covering all aspects of wealth management and an easy-to-tailor library of content and tools to showcase your value to your clients.
One challenge that confronts retirees and their advisors is how to prevent having to sell their hard-earned retirement assets at the wrong time. A cash flow reserve (CFR) ladder can mitigate the challenge of selling in volatile markets.
This piece highlights a program designed to help advisors and plan sponsors solve retirement plan challenges by providing insights and tools that empower better decisions to help build stronger retirement plans.
Learn how to identify diverse financial wellness needs across your client base and offer informed solutions to help employers and employees. This website serves as a resource for tools and actionable ideas to incorporate financial wellness into your practice.
This is a customized report that identifies the average for investments, recordkeeping, trustee and total plan costs. It’s designed to help you quickly identify the appropriate cost average based on the number of plan participants, average account balance and total plan assets. Most 401(k) plan cost structures are determined by a combination of four important variables: 1.) total plan assets, 2.) number of plan participants, 3.) average participant account balance, 4.) asset allocation.
The new Federated Fiduciary Luminary program joined a multidisciplinary team of experts to create a comprehensive database to give advisors fast, correct and insightful information about managing their businesses as fiduciaries.
A levelized compensation product developed to aid BD/RIA home offices in complying with the pending Fiduciary rule. FiduciaryxChange allows commission based reps to continue to provide retirement services, while being compensated through a levelized platform fee calculated by Mid Atlantic’s trust/trading portal.
Building a successful 401(k) practice is easier than you may think. It begins with a plan for identifying prospects, gaining their interest and closing the long-term sale. This program is designed to help advisors gain a foothold in the expanding DC market, by going step-by-practical-step through the 3 P’s: 1) Prospecting – How to Identify Clients, 2) Providing Solutions – How to Position Yourself to Win the Business, 3) Plan Servicing – How to Keep the Business.
By understanding generations, you gain a greater sense of why people are the way they are. This can be valuable insight for advisors as they work with clients of all ages amid the largest demographic shift and wealth transfer in history.
Understanding key legislative and regulatory issues and meeting fiduciary obligations are critical yet challenging for plan sponsors—especially given today’s rapidly evolving landscape. From newly enacted laws to pending proposals, reforms and litigation, J.P. Morgan’s Legislative and Regulatory Program provides you with timely updates tailored specifically to the defined contribution (DC) audience.
With all the attention focused today on improving retirement outcomes, plan sponsors and plan advisors alike would be better served searching for qualified default investment alternatives (QDIAs) that are more personalized to each investor’s individual goals, life stories and risk tolerance — something unavailable in target date funds (TDFs).
These reports are brought to you by Columbia Threadneedle Investments through a special arrangement with PLANSPONSOR. This unique 401(k) benchmarking tool is designed to enable plan sponsors to compare elements of their defined contribution plan design and performance to other plans of similar size and industry. The feedback is from more than 4,200 plan sponsors and there are 50 different industries available.
A managed account is a time-based, personalized investment service1, which goes well beyond what a traditional TDF product can offer a plan participant. At the core of a managed account service is the participant—their individual risk tolerance, individual factors and retirement goals —whereas a traditional Target Date Fund (TDF) begins with an asset manager and only considers a static time period.
This Discussion Guide is meant to convey information to help you understand your potential responsibilities and liabilities when providing advice concerning QDIAs and to give you a framework from which to help your clients and prospects implement a prudent process to ensure QDIA protection is secure.
We recognize the challenges you face in managing your time and determining the best course of action for developing your retirement plan business. To assist in your efforts, Thornburg has developed marketing materials designed to “leverage” your time and target your message to prospective plan clients.
When you know how to identify the most common threats and schemes that cybercriminals and fraudsters use to access clients’ information and assets, you can help prevent attacks. Use this guide to learn some common cybercrime trends within the financial industry.
Social media has leveled the playing field for smaller businesses to compete with the marketing reach of the largest broker-dealers and wirehouses. You can now tell your story in real-time to ultra-targeted prospects. This guide provides strategies for effectively leveraging social media to grow your business.
Debuted in 2008 as a first-of-its-kind tool and quickly set the industry standard for target date fund evaluation, selection, documentation and monitoring. Today it remains the go-to resource for advisors seeking to inform some of their clients’ most critical plan investment decisions.
Staying the course can lead to better retirement outcomes, yet that behavior is difficult for participants when market losses occur. When markets decline, many investors react, seeking to preserve their nest egg. This often results in locking in losses and missing market recoveries. TargetFit provides multiple glide paths which may help participants stay the course.
An investment strategy generating attractive current income and which provides an opportunity for dividends to grow over time can generate both long-term savings and fund current income needs for retirees.