Waco, TX (May 11, 2026)
July Business Services, LLC (“JULY”), a leading tech-forward provider of 401(k) and other retirement plans, and Chairvolotti Financial (Chairvolotti), a CEFEX-certified ERISA 3(38) fiduciary investment manager headquartered in Winter Park, Florida, today announced a strategic channel partnership designed to expand advisor access to JULY’s Custom401k solution and bring a higher standard of retirement plan service to small and mid-sized businesses across the country.
The partnership positions Chairvolotti as a key distribution and advisory partner for JULY’s Custom401k offering, a tailored 401(k) solution that gives plan sponsors access to flexible plan design, built-in 3(16) fiduciary administrative services, and a high-touch service model that reduces the time, complexity, and liability of running a retirement plan. Chairvolotti brings a mission of “Retirement Wealth for All,” driven by the belief that better retirement plan infrastructure leads to better outcomes for advisors, businesses, and their people. Through its three-pillar system — Elite 3(38) fiduciary investment management, Handcrafted Models that bring Private Wealth Management Strategies to the Retirement Plan Space, and the Advisor Assist Partner Program — Chairvolotti delivers a platform built by advisors, for advisors.
Advisors face a common challenge: retirement plans are complex to set up, costly to administer, and difficult to scale. JULY’s Custom401k is purpose-built to solve that problem. By handling the day-to-day administrative burden, from Form 5500 filing and eligibility management to payroll integration via Payroll Pilot™ and participant notice delivery, JULY gives advisors and plan sponsors back the time and focus they need to run their businesses.
Chairvolotti’s role in the partnership brings a critical additional layer: a complete, advisor-centric investment management platform designed to support the mission of Retirement Wealth for All. As an ERISA 3(38) Investment Manager, Chairvolotti takes on full responsibility for investment selection, monitoring, and management, removing that liability from plan sponsors while ensuring participants have access to a professionally managed, well-constructed investment lineup.
Chairvolotti’s three-pillar offering includes:
- Elite 3(38) Fiduciary Investment Management — Full discretionary oversight that removes investment liability from advisors and plan sponsors.
- Handcrafted Models — Carefully constructed investment models designed to support improved participant outcomes.
- Advisor Assist Partner Program — A support system built by advisors, for advisors, helping advisors scale their retirement plan business with confidence and without added complexity.
Together, the partnership delivers:
- Advisor Enablement: A turnkey solution that makes it easier for advisors to bring high-quality 401(k) plans to clients, without the operational complexity of managing it themselves.
- Flexible Plan Design: Custom401k’s open architecture supports a wide range of plan types, from traditional 401(k) to New Comparability and combination plans, so advisors can match the right solution to each client.
- Reduced Administrative Burden: JULY’s 3(16) fiduciary administrative services shift the compliance workload off plan sponsors, covering document preparation, contribution management, distributions, and annual fiduciary review.
- Fiduciary Investment Oversight: Chairvolotti’s CEFEX-certified 3(38) investment management removes investment liability from plan sponsors and advisors. CEFEX certification is held by fewer than 1% of advisors worldwide, a mark of fiduciary excellence that sets Chairvolotti apart.
- Better Participant Outcomes: A professionally managed investment lineup combined with JULY’s intuitive enrollment and account management tools helps employees save and invest more effectively for retirement.
“Advisors are looking for solutions that let them do more — reach more clients, run better plans, and spend less time on administration. Our partnership with Chairvolotti gives advisors exactly that. JULY provides modern technology and high-touch service; Chairvolotti brings the fiduciary expertise and investment methodology. Together, we’ve built something that works better for advisors, plan sponsors, and plan participants.”
— Michelle LeCates, SVP, Business Development & Marketing, JULY
“At Chairvolotti, our one belief is simple: Retirement Wealth for All. That mission drives us to build a better retirement plan infrastructure — one that finally works for advisors, businesses, and their people. The retirement plan revolution starts here, and partnering with JULY brings together two firms aligned in that purpose. JULY’s technology is the right foundation for our Elite 3(38) fiduciary platform, our Handcrafted Models, and our Advisor Assist Partner Program — all built by advisors, for advisors. Together, we can deliver a level of service and performance that advisors and plan sponsors simply haven’t had access to before.”
— Ed Chairvolotti, Founder & CEO, Chairvolotti Financial
JULY offers a comprehensive suite of modern retirement plan solutions, with a focus on making workplace plans accessible to millions of small businesses. Leveraging proprietary technology solutions, JULY simplifies and automates all aspects of retirement plan setup and operation. Additionally, the company’s high-touch service model ensures a superior experience for employers, employees, and financial advisors. Presently, JULY serves more than 10,000 401(k), cash balance, defined benefit, and other retirement plans across the United States. The company also provides expert white label, co-branded, and back-office support for other organizations. Please visit us at www.julyservices.com and www.julypartnersolutions.com to learn more.
Chairvolotti Financial is a CEFEX-certified ERISA 3(38) Fiduciary Investment Manager headquartered in Winter Park, Florida. Guided by the mission “Retirement Wealth for All,” Chairvolotti is built by advisors, for advisors, and provides recordkeepers and financial advisors with a complete three-pillar retirement investment solution: Elite 3(38) fiduciary investment management, Handcrafted Models, and the Advisor Assist Partner Program. Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA & SIPC. Learn more at CFRetirement.com.
