Explanation of Death Benefits & Designated Beneficiaries Upon the death of a Plan participant, all...
Account Beneficiary
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Employees
Automatic 401(k) Plan Features
Why Automatic Features Help Employers; Why Employees Like Auto Features Employers of all sizes are...
Participant Disclosure FAQs
Q. Who is responsible for providing disclosures to participants? A. You, as plan sponsor and plan...
Rules for Electronic Delivery of Participant Fee Disclosure Notices
Regulations issued by the U.S. Department of Labor (DOL) permit the Annual Participant Fee...
Cash Balance Plans – Accelerate Savings, Maximize Tax Deductions
Cash Balance Plans are a great design for employers seeking to fund much larger contributions than...
401k Plans – A Pre-Tax Employee Savings Plan
A 401k Plan is a very popular employer sponsored retirement savings program. These plans are...
Don’t Take the Money and Run
When you change jobs, what should you do with the money in your former employer’s retirement plan?...
Considering a Roth 401(k)
A Roth 401(k) option has become a popular offering in many employer-sponsored retirement plans....
Check This Out!
When was the last time you reviewed your retirement plan investments? Choosing investments isn’t a...
Borrowing From Your 401(k) Plan – The Good, The Bad, and The Ugly
The majority of 401(k) plans (89.41%) allow participants to take loans from their plan accounts.*...
Catch-Up Contributions – Making Up For Lost Time
When you’re in your twenties and just starting out in your career, saving for retirement might not...
Say “Yes” to Saving More
When you joined your employer’s retirement savings plan, you probably chose a contribution level...